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California Privacy Notice

HOMECalifornia Privacy Notice
CALIFORNIA PRIVACY RIGHTS

California Privacy Notice (CCPA / CPRA)

Effective Date: January 06, 2026
Last Updated: January 06, 2026

This California Privacy Notice supplements the Privacy Policy of Rapid Loan Link ("Company," "we," "us," or "our") and applies solely to California residents ("Consumers") as defined by the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA).

For California Residents Only

This notice explains your privacy rights under California law and how we handle your personal information. If you are not a California resident, please refer to our general Privacy Policy.

01

Our Role

Rapid Loan Link operates a financial lead-generation and distribution platform that connects consumers seeking loan products with third-party lenders and financial service providers through real-time routing and ping-tree technology.

Important Disclosure

Rapid Loan Link is not a lender, does not make credit decisions, and does not issue loans. We are a lead generation platform connecting you with potential lenders.

Lead Generation Platform

We connect consumers with lenders through real-time distribution technology.

02

Categories of Personal Information Collected

Within the last 12 months, we may have collected the following categories of personal information:

A. Identifiers

  • Full name
  • Email address
  • Phone number
  • IP address
  • Online identifiers

B. Personal Information

Cal. Civ. Code ยง1798.80
  • Mailing address
  • Date of birth
  • Employment information
  • Income-related indicators
  • Loan request details
C. Internet Activity
  • Website interaction data
  • Browsing behavior
  • Referral source data
D. Geolocation Data

Approximate location derived from IP address

E. Sensitive Information
  • Financial information
  • Authentication data

Sources of Information

  • Consumers directly
  • Affiliate publishers and partners
  • Lead generators
  • Fraud-prevention providers

Purposes for Collection

  • Match consumers with lenders
  • Optimize distribution systems
  • Verify identity and prevent fraud
  • Comply with legal obligations

Sale or Sharing of Personal Information

Rapid Loan Link may sell or share personal information to third-party lenders and financial buyers in exchange for monetary or other valuable consideration.

What may be shared:
  • Identifiers
  • Financial and loan-related information
  • Internet or network activity data
Sensitive Personal Information

Sensitive personal information is used only as reasonably necessary to provide requested services, match consumers with lenders, maintain security, and meet compliance obligations.

07

Your California Privacy Rights

If you are a California resident, you have the following rights under CCPA/CPRA:

Right to Know

Request disclosure of:

  • Categories of personal information collected
  • Sources of personal information
  • Business purposes for collection
  • Third parties with whom information is shared
Right to Delete

Request deletion of personal information, subject to legal exceptions and retention requirements.

Right to Correct

Request correction of inaccurate personal information we maintain about you.

Right to Opt Out

Opt out of the sale or sharing of your personal information at any time.

Right to Limit Use

Request limitations on how sensitive personal information is used beyond necessary purposes.

Right to Non-Discrimination

We will not discriminate against you for exercising your privacy rights, including denying services, charging different prices, or providing a different level of service.

How to Exercise Your Rights

To submit a privacy request or opt out of sale/sharing, contact us at:

We may verify your identity before processing your request. Authorized agents may submit requests on your behalf with proper documentation.

Data Retention

We retain personal information only as long as necessary to fulfill lead-generation purposes, meet legal obligations, resolve disputes, and enforce agreements.

Minors' Privacy

Rapid Loan Link does not knowingly sell or share the personal information of individuals under 16 years of age. Our services are intended for individuals 18 years or older.

Policy Updates

We may update this California Privacy Notice from time to time. Any updates will be posted on this page with a revised effective date. We encourage you to review this notice periodically.