1. Loan Referral & Lead Generation Service

Rapid Loan Link operates an online loan referral and lead-distribution platform that connects consumers with third-party lenders, lender networks, and financial service providers ("Lender Partners").

To use the Service, you must complete an online request form ("Request Form") that may require personal information, including but not limited to:

• Name
• Address
• Phone number
• Email address
• Employment and income information
• Banking or financial details
• Social Security number (where required by lenders)

Our Privacy Policy governs how we collect and use this information and is incorporated into these Terms by reference.

2. No Lending or Credit Decisions

Rapid Loan Link is not a lender, does not issue loans, and does not make credit decisions.

All lending decisions are made solely by Lender Partners.

3. Information Sharing & Contact Consent

By submitting a Request Form, you:

• Authorize Rapid Loan Link to share your information with multiple Lender Partners
• Acknowledge that you are requesting loan offers from third parties
• Agree that Rapid Loan Link and Lender Partners may contact you via:

Consent is not required to purchase goods or services.

4. Credit Checks

Lender Partners may review your information in real time and may perform:

These checks may be conducted through:

By submitting a Request Form, you authorize such reviews.

5. Redirection to Lender Websites

If a Lender Partner determines that your information meets its criteria, you may be redirected to the lender's website.

6. Electronic Disclosures & E-Sign Consent

By using the Service, you consent to receive:

• Electronic disclosures
• Notices
• Agreements
• Communications

Lender Partners may require electronic signatures, which are legally binding and equivalent to handwritten signatures.

You may withdraw electronic consent directly with the lender, though doing so may affect your ability to obtain a loan.

7. Accuracy of Information

You represent that all information you submit is accurate, current, and truthful.

8. Changes to the Service

Rapid Loan Link may modify, suspend, or discontinue any part of the Service at any time without notice.

We are not responsible for delays or failures caused by:

• Incorrect user information
• Internet or system issues beyond our control

9. Disclaimers

Rapid Loan Link DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING:

USE OF THE SERVICE IS AT YOUR OWN RISK.

10. Limitation of Liability

To the maximum extent permitted by law, Rapid Loan Link, its partners, affiliates, and service providers are not liable for:

• Indirect or consequential damages
• Credit decisions or lender actions
• Loss of data or business
• Unauthorized access beyond reasonable security measures

Some states may not allow these limitations; rights may vary.

11. Indemnification

You agree to indemnify and hold harmless Rapid Loan Link and its partners from any claims, damages, or expenses arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any law or third-party rights

12. Third-Party Links

The Service may include links to third-party websites. Rapid Loan Link does not control or endorse third-party content or services.

13. Binding Arbitration & Class Action Waiver

Any dispute arising from or relating to these Terms or the Service shall be resolved exclusively through binding arbitration, governed by the Federal Arbitration Act, administered by the American Arbitration Association (AAA).

You may pursue qualifying claims in small-claims court.

14. Governing Law

These Terms are governed by the laws of the United States and the applicable state, without regard to conflict-of-law principles.

15. Changes to These Terms

We may update these Terms at any time by posting changes on the Site.

Continued use of the Service constitutes acceptance of the revised Terms.