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Privacy Policy

HOMEPrivacy Policy
DATA PROTECTION

Privacy Policy

Effective Date: January 06, 2026
Last Updated: January 06, 2026

Rapid Loan Link ("Company," "we," "us," or "our") operates a financial lead-generation platform that connects consumers seeking loan products with third-party lenders and financial service providers through a real-time distribution (ping-tree) model.

Transparency Notice

This Privacy Policy explains how we collect, use, share, and protect personal information when you visit www.rapidloanlink.com ("Website") or submit information through our forms.

01

Our Role (Important Disclosure)

We are not a lender and do not make credit decisions.

We operate as a lead generator / marketplace that matches consumers with potential lenders and financial partners.

Data Sharing

Your data may be shared with multiple lenders or buyers through our platform.

Automated Distribution

Distribution occurs via automated decisioning (ping-tree technology) to match you with lenders.

Independent Evaluation

Buyers may evaluate your eligibility independently based on their own criteria.

02

Information We Collect

Information You Provide

When you submit a loan request or inquiry, we may collect:

  • Full name
  • Email address
  • Phone number
  • Mailing address

Automatically Collected

  • IP address
  • Device and browser data
  • Geolocation (approximate)
  • Time and date stamps

From Third Parties

We may receive data from:

  • Affiliate publishers
  • Marketing partners
  • Data verification services
  • Fraud-prevention providers
Additional Information Collected
Date of birth
Loan amount requested
Employment and income details
Banking or financial indicators
03

How the Ping-Tree Model Uses Your Data

Your information may be used as follows:

1
Initial Evaluation (Ping)
  • Limited data is shared with multiple potential lenders
  • Used to determine eligibility and pricing
  • May occur simultaneously or sequentially
2
Lead Delivery (Post)
  • Full application data is sent to one or more matched lenders
  • Based on eligibility, availability, and business rules
3
Fallback Distribution
  • If one lender declines, your information may be shared with others
  • Distribution may continue until a match is found or buyers are exhausted
Ping-Tree Technology

Our real-time distribution system efficiently matches you with the most suitable lenders.

04

How We Use Your Information

Match Consumers with Lenders

Connect you with appropriate financial partners based on your needs

Operate & Optimize Systems

Maintain and improve our lead-distribution platform

Communicate With You

Send updates and information regarding your request

Verify Identity & Detect Fraud

Protect against fraudulent activities and verify user identity

Maintain Compliance Records

Keep records as required by laws and regulations

Improve Platform Performance

Enhance user experience and system efficiency

05

Information Sharing & Sale Disclosure

Important Disclosure

We may share or sell your personal information to lenders and financial partners. This sharing may be considered a "sale" or "sharing" under certain state privacy laws.

Lenders & Financial Buyers

  • Banks
  • Licensed lenders
  • Loan servicers
  • Financial service providers

Service Providers

  • Lead-routing platforms
  • Hosting providers
  • Analytics services
  • Compliance and audit partners

TCPA & Communication Consent

By submitting information, you consent to receive communications including phone calls, texts, and emails from us and our partners using automated systems as permitted by law.

GLBA Compliance

We comply with the Gramm-Leach-Bliley Act by limiting access to information, implementing security safeguards, and sharing data only as permitted by law.

Cookies & Tracking

We use cookies for functionality, tracking, performance measurement, and fraud detection. You may disable cookies in your browser settings.

Data Retention

We retain personal information only as long as necessary to fulfill purposes, meet regulatory requirements, resolve disputes, and maintain records.

Your Privacy Rights (U.S.)

California Residents (CCPA/CPRA)

Know what personal information we collect
Request deletion or correction
Opt out of sale/sharing of personal information
Limit use of sensitive personal information